Enjoy worldwide travel insurance for you and your loved ones.
Cover is provided by Aviva Insurance Limited. You must complete an application to be covered. Please read the Premier Worldwide Travel Insurance Product Information Document (PDF, 152KB) for a summary of terms, conditions, limitations and applicable exclusions.
For the latest coronavirus travel guidance, see what’s covered under HSBC Travel Insurance.
If you already have Premier Worldwide Travel Insurance, find out how you can manage your policy or make a claim.
Premier Worldwide Travel Insurance is only available to HSBC UK Premier bank account holders. It is not available on savings or other accounts. Subject to application.
The cover is for you (the HSBC account holder) and your domestic partner - if you're both under 70 years of age on the start date of your trip - and any dependent children or grandchildren travelling with you.
Your children are also covered if they're staying with a close relative, travelling with a relative who's over the age of 23, or going on a school/college trip independently with a teacher.
Children covered by this policy must be under 23. Grandchildren covered by the policy must be under the age of 23 and don’t have to live with you.
All insured persons must be residents of the UK, Channel Islands or Isle of Man.
To be covered for medical claims, you must be registered with a doctor in the UK, Channel Islands or Isle of Man.
Holidays taken in the UK, Channel Islands or Isle of Man are covered if they involve a stay of at least 2 consecutive nights.
They must also have either of the following:
Please see our definition of ‘pre-booked holiday accommodation’ in your policy document.
You're covered to travel outside the UK in connection with an insured person’s job to carry out non-manual work such as administrative tasks, meetings and conferences.
We don't cover any claim in connection with an insured person’s job where the trip involves:
While this isn’t a specific cruise policy, cruises are covered as standard since they're simply another type of holiday. However, there is no cover for some items that cruise policies may specifically cover, e.g. missed ports, unused excursions, and change of itinerary.
You'll need to call the HSBC Medical Risk Assessment Helpline on 0800 051 7457 before booking your trip if you, or any insured person, has in the last 12 months, experienced any of the following for a condition not on the accepted conditions list in your policy wording:
You must also tell us if any of the above happen regarding conditions you have already declared, if there are any changes to prescribed medication or if any of the conditions deteriorate.
All pre-existing medical conditions must be on the 'accepted conditions' list in your policy wording to be covered, otherwise they must be disclosed to and accepted in writing by the insurer.
